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Sunday 29 January 2017

Eating Your Way into Debt - The Cost of Eating Out



It starts as one lunch out with your co-workers and before you know it, you are eating out every day instead of bringing your own meal. Or perhaps a monthly ladies' night out morphs into three nights per week for supper and drinks with your girlfriends.

Whatever the reason, eating out comes at a great cost. Not only is the food usually less healthy, but it can have a huge negative effect on your finances. Here are some reasons that eating out often is a bad idea, and how you can change your habits.

Cost of Food

First of all, it costs more to buy food from a restaurant than directly from a grocery store. Not only are you paying for the food, but also for the service, the location of the restaurant, the cooking methods and a host of other things. It makes sense why cooking your food at home saves a considerable amount of money.

The Tendency for Too Much

Another thing that happens when eating out is a sense of wanting to enjoy the experience by adding on to it. Most people will not go out and eat only a main course. They will be tempted to purchase some or all of the extras. Appetizers, drinks, and dessert are generally added to the meal. This adds up quickly, even when you are eating at a fast food restaurant.

Tips and Extra Expenses

When you go to a restaurant, are you really considering all the financial factors involved? Added to the price of your entire meal are server tips, which are non-negotiable at sit-down restaurants. Then there are potential costs such as parking, valet, coat check tips, the gas to drive there and more. Do you really know how much you are actually spending on your meal out?

What Habits Are You Creating?

Something else to consider is the habits you are creating. When you eat at home, you will have food remaining that you did not use to prepare your meal. You are then able to use that for lunches or another meal. Also, you will be less likely to eat out the rest of the week if you have started off on Monday with a good, home-cooked meal. This forming of healthy habits will save you money in a domino-like effect.

Better Ideas

What can you do to avoid eating out constantly? Meal planning is a great way to avoid food waste and make the most of your finances. At the beginning of the week, take a look through your fridge and cupboards and think of what recipes you can make from what you already have. Then prepare a grocery list for the items you need and don't yet have.

Go shopping and then come home and prepare lunches and suppers for the week. Freezer meals and slow cooker recipes can be a great time saver if time is an issue for you. There is really no excuse not to cook at home, when it can be so convenient and takes so little of your resources.

As you can see, there are many reasons why one should consider cutting out one’s habit of eating out, or at least keeping it to a minimum. For a variety of reasons, eating out is more expensive by a long shot. Save your money while saving your health, and just eat at home.







Saturday 28 January 2017

Daily updated Gold and Crude oil price forecast 2017

This page is updated daily and provides 100% free Gold and Crude oil  price forecast levels.
First let us talk about world bank view of gold and crude oil price for 2017. Then we will talk about our analysis on all  commodities.
According to world bank,
 Energy prices rose 11 percent in the fourth quarter of 2016  from the previous quarter with strong  gains in all fuel.
Crude oil prices jumped 10 percent in the fourth quarter, averaging $49.1/bbl, following agreements by both OPEC and non-OPEC producers to reduce output by nearly 1.8 million barrels per day in the first half of 2017. The crude oil market continues to rebalance amid steady demand growth, while sharply lower investment in non-OPEC countries has led to lower production, notably in the U.S. shale oil sector. Global stocks, however, remain stubbornly high, particularly in the United States, and were a main reason for oil producers to limit production.
Precious metals prices fell 9 percent on weakening investment demand due to a rising U.S. dollar and higher real interest rates.



Trend:- Crude Oil price forecast  are projected to average $ 55/bbl in 2017, The market is expected to tighten in 2017, particularly in the second half of the year, which would help reduce the large stock overhang. Prices are projected to increase to $60/bbl in 2018 assuming a balanced market and no additional OPEC supply restraint.
Precious metals prices are projected to decline in 2017 as benchmark interest rates rise and safe-haven buying ebbs. Gold  price forecast are projected to fall 7 percent in 2017, mainly due to weak investment demand, prospects of a stronger dollar, and rising real interest rates. Gold prices are expected to decline 8 percent on weak investment demand, while silver prices are expected to fall 4 percent.
Our analysis  as day trader point of view is this that you don’t have to worry about all this and that publications analysis, all we have to note is generally crude oil will trade in countertrend and gold and silver will trade in downtrend, but you have to keep in mind that not every day will be countertrend a.k.a downtrend you know well. So how will you trade, note crude price mark 50$-55$, so when crude oil will be at 50$ we will buy and at 55$ we will sell placing stop loss and buying and selling if our systems suggest to do. 
Gold is in clear downtrend until it crosses 1332$ mark watchout this level closely and buy if this level is crossed,gold is taking support at 1122$ so we get the range for gold of 210$
Its huge na don’t worry we take all analysis and provide you daily levels here.
Talking of about crude oil now its resistance is 54.20$ and support is 42.35$ around 12$ trading range and remember it will trade countertrend so at this point it’s definitely at selling point.

Our daily levels and view—


GOLD-- (BUY)


Resistance---(1231$) (29416rs & 29200rs)


Support--- (1202$) (28818rs & 28655rs)


CRUDE OIL--(SELL)


 Resistance--- (54.83$) (3727rs & 3707rs)


Support --- (52.6$) (3636rs & 3578rs)

How to play these levels---

When price are at these levels than watch these levels closely,sell only if you see red candle on these levels and important watch bounce back from these levels. I suggest wait at least 3 candle when prices are at these levels. 

PLEASE READ THIS CAREFULLY:
In any business or moneymaking venture, preparation and
foreknowledge are the keys to success. Without this sort of
insight, the attempt to make a profitable financial decision
can only end in disaster and failure, regardless of your level
of motivation and determination or the amount of money
you plan to invest.
In the trading business, this rule applies to the nth degree, as
you are investing your own money in what could be
considered a high risk wager, and you are playing with fire if
you do not have at least a general background knowledge of
how it functions. Since having a background in any area is
helpful in guiding you down a path in that particular region,
the more solid your basis of investment knowledge is, the
more likely you are to profit from any attempt to trade on
the open market.
In many ways, trading on the stock market can be
compared to driving – you do not have to be an expert to
get behind the wheel of a car, though you are expected to
have some previous knowledge about basic traffic laws,
including moving violations, safety regulations, and other
legal vehicular infractions, which are learned through either
specific study and coursework or even through some form of

simple exposure (such as the years you have spent riding
with your parents and others who have driven for years).
You should be able to comprehend the basic tools used to
navigate a car (where the break pedal is located versus the
gas, and how to use the rearview mirror, for example), even
if you have never touched a steering wheel.
The same is true in entering the world of the trading business.
While you do not have to know all the terminology (you will
not be short selling or determining your own long and short
positions at first, so you do not have to understand these
references completely, though you should be aware of
them), you should certainly be versed in the basic
functionality of trading stocks, bonds, securities, and other
commodities. And just like someone who is behind the
wheel of a car and getting ready to touch the gas pedal for
the first time, you should start out with caution and work
your way in slowly. A first time driver will first set the
mirrors to his or her own liking, then put the car in gear,
look for any interfering traffic, and ease onto the gas pedal,
never flooring it and testing the engine coming out of the
gate on the first attempt. Likewise, when you select your
first investment, you should choose something stable with
little fluctuation and not invest a large sum of money on this
first venture.
When a person is learning to drive, he or she will be
accompanied by another individual who is more experienced

and can assist them in making better driving decisions and
offering corrections that will aid in learning to handle the car
more efficiently. In the stock market, there are
stockbrokers and other experts who can give you input and
advice to help you in building your knowledge of the
commodities in which you are interested, essentially
“steering” you toward better stock market buying and selling
decisions.
You could spend hours and hours researching the stock
market and its functionality, learning how to become
involved in the trade and who to contact to get in the game,
especially if your interest lies in the commodities, which goes far beyond the level of complication of
the domestic stock market.

So you need a guide a mentor who can help you out with terminology a.k.a fundamentals and technical of commodities market. If you really want help then you can mail us at (shivamchand11@gmail.com) or you can message us at on facebook https://www.facebook.com/Sensexniftymcxtips/ 

Friday 12 August 2016

Astrological and technical predictions for crude oil and gold today.


Hello readers these predictions are for todays crude oil and gold. Today crude oil will be in downtrend as saturn is with moon and the planet with moon have no effect of vedha from malefic planets. Stars are in favour for crude oil. It is gaining positive light of other planets other than sun.

So i would suggest you to sell crude oil at 2908-2918 for the target of 2866-2855.

 For gold it will trade in upterend today buy at 31047 and trail your stops. Gold is not supported by any planet so it will trade in uptrend.

Happy trading...

Thursday 11 August 2016

Todays astrology predictions for gold.



Hello everyone, as far as gold is concerned it will trade in uptrend today. Jupiter transiting Leo sign today along with mercury,venus and rahu. Rahu,saturn and ketu will try to push prices higher but other three planets will bestow their blessings on gold. Leo sign ruled by sun is a gold sign. So today we can see levels of 30789 and 31462. This is the range of today and i will give you key level i.e 31231 watch this level closely and place your trade only when this level is crossed by gold. There is also a daridra yoga forming which is not good for gold. 
So trade wisely and Happy trading.

Monday 8 August 2016

Astrology Crude oil,Copper,Silver and gold tips for this week.


Astrology predictions for crude oil,copper and silver this week.
Hello friends this is shivam once again giving you update of commodity markets. 
Lets begin with crude oil,it is in uptrend this week and target 1 of crude oil is 2863,and target 2 for crude oil is 2941 and target 3 is 3057. Key level for crude oil was2747 which was broken for an uptrend.
Now for copper, it is on retracement and buy now for target of 328.65. Key level for copper is 323.70.
Now for silver, it is in a range trade this week and upper level is 48200 and lower level is 45525. BUT you can buy it now for target 1 of 46942.
Now for gold, it will take support on 30789 and then buy it for target of 31231 which is a key level for gold
So summing it all up best trades should be in copper and crude oil which i suggest. But everything is on you.
Happy Trading


Analytics 

Wednesday 3 August 2016

Todays astrology predictions for gold and silver.


As we can clearly see gold is in uptrend so it is good to buy gold,key level for gold weekly is 30966 and gold is trading above that level in MCX,weekly buy gold for 1st target of 31526 and 2nd target of 31526. If gold reverses(it will not) and crosses key level 30966 then sell gold for target of 30752.
Gold monthly traders your key level is 31334 and gold is in uptrend so buy gold for target of 32115 and 2nd target of 33131.Again if gold crosses your key level you know what to do,sell it for target of 30318.

Silver astrology predictions for this week,silver is also in uptrend and key level for silver is 47319 and it is trading above that level so  buy it for the target 1 of 48467 and target 2 for 49451.
Silver monthly traders your key level is 46989. Buy silver for target 1 49428.

If you want best book of trading then i will suggest the fifth edition of this book...Best book

Happy Trading. 

Tuesday 2 August 2016

Both calls for profit today in copper and crude oil.



Both call for crude oil and copper are in profit today, i hope you have banked in good profits.
The post is here...http://shivamcchand.blogspot.in/2016/08/crude-oil-and-copper-astrology.html 
Happy trading

Crude oil and Copper astrology predictions for this week and month.


As you know crude oil and copper astrology predictions are not free at all anywhere on the internet,but as i am a helpful guy so i am providing them free of cost. Yes you heard it right free commodity astrological predictions which i use to reap huge profit every week and every month. They are 99%  accurate and if somehow they fails its just a matter of luck. 
So starting from Crude oil predictions for short term.
----Crude oil is trading at 2725 at 4:42pm IST 2/Aug/16----
It is hovering upto a level of 2833 if the level is breached it will go all the way to 2946.
So ideal trade would be to wait for crude oil to cross 2833. But if you wanna ride you can ride now also because crude oil will show some retracement upto thursday.
But my prediction is that crude oil will not cross 2833 and will go down this week also and 2672 is the support for it.


 Copper predictions for this week.
Copper is bit complicated as it is in range. but two levels are important  for short term(weekly)
330.43 if copper crosses this level then buy it for 1st target334.71 and 2nd target 339.73,if this level is not crossed then sell copper for target325.41
For monthly users target level 328.96 if this level is crossed then buy it and target 1=340.58 target 2= 351. If this level is not crossed then sell copper for target of 318.08.


Happy Trading 
IF you want a best book on internet then i will suggest the fifth edition of this book http://bit.ly/2arlLrK

 

Monday 1 August 2016

Profit calls for today.


Exit--Crude oil for 70points profits per lot

Exit--Copper for 2points profit per lot 

HAPPY TRADING :-)


Time for profit in crude oil,silver and copper for today i.e Monday.

Hello every one,its time for reaping out some profit for today,i predicted silver to go up it has gone up,crude oil to sell it's selling and copper to buy it has shown upward move. Now cover your profits and move stops to breakeven. HAPPY TRADING. 

COVER NOW ALL YOUR POSITIONS...!!!


Sunday 31 July 2016

Todays prediction for wheat,gold and silver 1/aug/2016

 

Hello dear readers. Today wheat,gold and silver prices will be going up. So buy your futures contracts for them, i will be pleased if you comment how much have you earned. It would be encouraging if you do some sharing also. All predictions are my own and not copied from others and are free of cost,so that people who are just starting out can benefit from it. Bye for now and stay happy winning and losing are written in stars.


crude oil predictions for monday 1/8/2016

Crude oil to keep on selling on monday also so sell crude oil for the target of 2669 and 2629.

Crude oil predictions for thursday 4/8/2016 written on sunday 31/7/2016.

Hello dear readers this will be height of speculation as i am posting crude oil predictions 4 days ahead. This week on thursday crude oil will show upside movement. I am predicting so that my blog readers can benefit from it so on thursday you can buy a crude oil contract or you can buy it on thursday.I will be posting more predictions for you,just share them on google plus or follow me.

Friday 29 July 2016

Copper trading predictions for monday 1/8/2016

Copper will be trading on bullish bias on monday...today copper has shown a bullish breakout and this move is to be continued. So i suggest to buy copper on monday.

Thursday 28 July 2016

Todays crude oil reaction and tommorrows strategy.

Today crude oil showed tremendous 86 point dip as us released the crude's inventory report. The actual data was 1.7 million barrels and previous was-2.3mb/d
. Which showed the supply is pretty good pushing oil prices down. Crude oil to remain in 40$-45$ range by the end of this year. Tommorrow i will be expecting a bullish move in crude oil from 2823.00INR which is a weekly support.Plus stochastic is down at 60 and macd is about to turn green. All things are in favour of bullish move inspite of bearish.
Stay Happy,stay safe by Shivam chand.

Wednesday 27 July 2016

Introduction of a trader.

Hello friends first of all let me give you my introduction. My name is Shivam chand and I am from India working as a sole advisor in equity,commodity and currency market. Here i would like to share my knowledge of past 2 years in markets. I basically trade on BSE,NSE and MCX exchanges of India. I stopped trading the currency markets because of low volatility and higher brokerage and stamp duty charges imposed. I had blown my account when i started trading. It was a nightmare and i lost more because of brokerage and stamp duty rather than actual trading, so i left it there and started trading in commodity markets and equity. Those who wish to follow my advice specially novice traders are welcome. Its the matter of knowledge,experience and timing to be successful in day trading or swing trading. Now a days i am in love with the commodities because of there volatility and higher reward, you can try trading by yourself or follow me. I bet i will be the best advisor for you in equity and commodity.For google use